Financial Aid
A Quality Education at an Affordable Cost
At the College of St. Joseph, we are committed to providing a quality education at a reasonable cost. CSJ is in fact one of the most affordable private Catholic colleges in New England. We believe that no student should be denied a college education because of lack of financial resources, and we work hard to meet the individual needs of our students and their families through our extensive financial aid programs.
HOW TO APPLY-Complete and submit the FAFSA each year
- FAFSA - Free Application for Federal Student Aid at www.fafsa.edu.gov.
- State Grants – For students in their first undergraduate degree program
-Vermont residents- Complete the Vermont Grant application at www.vsac.org.
– Non residents are encouraged to check with their state’s grant agency.
Awarding Process – Financial aid packages are determined when:
-the student has been accepted for admission to a degree program
-and the financial aid office has received a valid FAFSA along with all
all supporting documentation that may be needed.
Financial Aid Eligibility-Based on the FAFSA information, enrollment status and cost of attendance.
Full-time student financial aid eligibility is based on tuition, fees and books, and living expenses. Financial aid eligibility for students attending part-time or in the Graduate program is based on tuition, fees and books. Upon request, funds may be awarded to cover living expenses.
An award letter notifying students of their financial aid eligibility is mailed to the home address. All federal and college funded aid is awarded on a first come, first serve basis, subject to availability of funds. Aid is awarded for one year only. Students must reapply every year. Contact CSJ Financial Aid Office with questions regarding the financial aid process, aid eligibility, and sources of aid.
Disbursement of Financial Aid- Financial Aid is disbursed starting at the beginning of the term. It is important to make sure the financial aid file along with any loan paperwork and/or requirements are complete as this will delay the financial aid from disbursing.
Student Loan Debt-
| Graduating Class Undergraduates | 2008-2009 | 2009-2010(estimated) | 2010-2011(projected) |
| % with Debt | 76% | 83% | 84% |
| Average Loan Debt | $13,816 | $15,592 | $15,910 |
| Graduating Class Graduate Level | 2008-2009 | 2009-2010 (estimated) | 2010-2011 (projected) |
| % with Debt | 51% | 79% | 84% |
| Average Loan Debt | $17,051 | $19,968 | $20,375 |
If you were unable to find needed information in the financial aid section, please contact Financial Aid Director, Julie Rosmus.
