CSJ is one of the most affordable private colleges in New England because we are committed to increasing college accessibility, affordability, and opportunity for all. Our Financial Aid Office helps students understand all of their options, from loans to our work study program, as well as payment plans and much more.

Did you know? 98% of College of St. Joseph students receive generous financial aid packages.

How to Apply for Financial Aid

To apply for financial aid, please complete the following steps. Please be sure to apply for admission to College of St. Joseph and complete all of your admission and scholarship requirements.

  1. Collect all of the documents needed to apply, including income tax returns and W-2 forms. If your tax return is not completed at the time you apply, estimate the tax information, apply, and correct your information later.
  2. Complete the Free Application for Federal Student Aid (FAFSA). You will need to create or use your Federal Student Aid (FSA) ID, which will allow you to electronically sign the FAFSA. Keep your FSA ID and password in a safe, secure place for future use. Be sure to list College of St. Joseph as the school to receive the results. Our title IV code is 003685.
  3. The U.S. Department of Education will send you your Student Aid Report (SAR) – the result of your FAFSA. Review your SAR and, if necessary, make changes or corrections. Your complete, correct SAR will contain your Expected Family Contribution (EFC) – the number used to determine your federal student aid eligibility.

Financial Aid Eligibility Notification

Financial Aid is determined when you are officially accepted for admission to College of St. Joseph and a valid FAFSA along with any requested supporting documents have been received.

Financial aid eligibility is based on FAFSA information, enrollment status, cost of attendance, academic performance, and eligibility criteria for federal, state and institutional programs.

A Financial Aid award package will be sent to your home for new students. Continuing students will be notified via CSJ email to come pick up their award package or it will be mailed home.

First Year Students

Guide to Paying for College

There are a variety of ways to pay for college and many tactics and strategies to save as much money as possible when doing so. Follow this guide for the best approach, and contact the Financial Aid Office to get started.

St. Joseph Hall


The federal government has a number of loan options available to students and parents, and CSJ also offers several grant options.